12. One who despises his neighbor lacks sense, but one with discernment remains silent.
13. A gossip reveals secrets, but one who is trustworthy conceals a matter.
14. Without guidance people fall, with many counselors there is deliverance.
15. Whoever puts up security for a stranger will have trouble, but whoever avoids shaking hands on such a deal is secure.
16. A gracious woman gains honor, but ruthless men seize riches.