12. He that is void of wisdom despises his neighbor: but a man of understanding holds his peace.
13. A talebearer reveals secrets: but he that is of a faithful spirit conceals the matter.
14. Where no counsel is, the people fall: but in the multitude of counselors there is safety.
15. He that is surety for a stranger shall suffer for it: and he that hates being surety is secure.
16. A gracious woman retains honor: and strong men retain riches.