10. There is a gift which is not helpful, and there is a gift, the repayment for which is double.
11. There is a loss for the sake of boasting, and there is one who will lift up his head from lowliness.
12. There is one who buys much for a small price, and who pays it back sevenfold.
13. Anyone wise in words makes himself loved. But the graces of the foolish will be poured away.
14. A gift from the unwise will not benefit you. For his gaze is divided, sevenfold.
15. He will give little, and reproach much. And the opening of his mouth is like a burning flame.
16. There is one who lends today and demands repayment tomorrow. A man such as this is hateful.